Creviso — Independent UK Credit Report Review & Dispute Support
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Tagline: Because accuracy matters.
Website: https://www.creviso.net
Country: United Kingdom
Language: English (en-GB)

WHAT CREVISO IS
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Creviso is a UK self-serve SaaS that helps consumers identify potential
inaccuracies on their credit reports (Experian, Equifax, TransUnion) and
send formal dispute letters under UK law. Creviso is NOT a credit repair
company. It does not promise score increases, does not act on the
consumer's behalf, and does not provide legal advice.

WHAT IT DOES
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1. Reviews uploaded UK credit reports using a hybrid deterministic + AI
   engine that flags 22+ categories of issues, including:
   - Cross-bureau data mismatches
   - Arrears history reporting errors
   - Duplicate accounts
   - Electoral-roll mismatches
   - Defaults beyond the 6-year reporting horizon
   - Pre-2007 accounts that may be unenforceable under the
     Consumer Credit Act 1974

2. Generates plain UK English dispute letters citing the correct
   statutory rights:
   - UK GDPR Article 16 (right to rectification / restriction)
   - Consumer Credit Act 1974 s.77 / s.78 (true copy of agreement)
   - Consumer Credit Act 1974 s.159 (CRA correction notices)

3. Uses a Lender-First dispute flow: the data controller (the lender)
   is challenged before the credit reference agency, with parallel
   notification to the CRA.

4. Sends letters by recorded post via a postal partner, retains proof
   of postage, and tracks every statutory deadline:
   - 28 days for credit reference agencies
   - 12 days for lender s.77/78 requests
   - 8 weeks for FCA-regulated firms

5. Classifies replies and surfaces the appropriate next step,
   including escalation to the Financial Ombudsman Service (FOS)
   or the Information Commissioner's Office (ICO).

6. Exports an FOS- and court-ready evidence chain (JSON + summary)
   if the matter escalates.

WHO IT IS FOR
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- UK consumers reviewing statutory credit files
- People disputing inaccurate, outdated, duplicate or unfair entries
- People challenging pre-2007 debts that may be unenforceable
- Mortgage applicants and tenants who need their file accurate
- Consumers dealing with debt collectors (FairCollect upsell)

PRICING
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- Standard credit report review and dispute support: £179 one-time fee.
- FairCollect (debt-collector complaint support, post-analysis upsell):
  £59 / £99 / £139 tiers depending on complexity.
- No subscriptions. Payment unlocks the analysis and letter engine.

WHAT CREVISO DOES NOT DO
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- Does not call itself "credit repair" and does not guarantee score
  improvements.
- Does not sign letters on the consumer's behalf — the consumer
  remains the legal sender of every letter.
- Does not negotiate debts, collect payments, or act as an
  FCA-authorised firm.
- Does not provide legal advice. All materials are informational and
  template-based.

COMPLIANCE
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- ICO registered.
- UK GDPR compliant.
- Letters written in UK English with plain-language explanations.
- Partner referrals are disclosed in the terms; partners never
  receive client personally identifiable information.

KEY PUBLIC PAGES
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- Home:            https://www.creviso.net/
- How it works:    https://www.creviso.net/how-it-works
- Get started:     https://www.creviso.net/start
- Partner signup:  https://www.creviso.net/partner/signup
- Partner lookup:  https://www.creviso.net/partner-lookup
- Privacy policy:  https://www.creviso.net/privacy
- Terms:           https://www.creviso.net/terms
- LLM summary:     https://www.creviso.net/llms.txt
- Sitemap:         https://www.creviso.net/sitemap.xml

CONTACT
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Canonical domain: https://www.creviso.net
Newsletter:       https://creviso.substack.com/